ZIP 12977 Foreclosure, Tax-Lien & Distress Report
Essex County, New York · High Vacancy market
ZIP code 12977 in Essex County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. Structural exposure scores 47 and live distress 0 on the 0–100 scale. The pressure is most legible in construction/permit lag (52/100), structural risk (47/100), institutional ownership (40/100). Environmental exposure also runs high (FEMA disaster exposure (74/100), climate & FEMA risk (62/100)).
Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The poverty rate is 0.0% — low. Vacancy runs 75.0%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 100% owner-occupied to 0% rented. There are about 33 housing units across 12977. Population is roughly 1,186 with a median age of 36. The demographic-stress sub-score lands at 62/100. Educational attainment sits at 2% bachelor's-or-above.
On the whole, 12977 leans distressed, with opportunity clustered in specific stressed parcels. While 12977 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 12977 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12977 can be compared directly against any other ZIP in Essex County, New York or nationwide. Nothing here is interpolated — where a source is thin for 12977, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
12977's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 12977 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 12977
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
12977 at a glance
The live 12977 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Essex County
Nearest ZIP codes to 12977
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Essex County, New York
Keep going: ZIP, county and state distress coverage for Essex County, New York.
See every distressed parcel in 12977
Get every distressed property in 12977 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology