ZIP 12977 Property Distress & Foreclosure Data
ZIP code 12977 in Essex County, New York carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 52 and live distress 0 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (62/100).
The market reads expansion — home values rose 6.5% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The poverty rate is 0.0% — low. Vacancy runs 75.0%, above the national norm and a classic distress-and-opportunity signal. 100% of housing is owner-occupied. There are about 33 housing units across 12977. About 1,186 people live here, median age 36. The demographic-stress sub-score lands at 32/100. Around 2% of adults hold a bachelor's degree or higher.
Net-net, 12977 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 12977
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Essex County
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Deterministic. Every signal traces to a public dataset · methodology