ZIP 12998 Property Distress & Foreclosure Data

Composite property distress in 12998 (Essex County, New York) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). The latent-versus-live split is 52/100 structural and 0/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (62/100).

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

100% of housing is owner-occupied. Around 17% of adults hold a bachelor's degree or higher. At $41,411, median income runs below typical U.S. levels. The vacancy rate is 39.5% — elevated. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 235 housing units. About 334 people live here, median age 46. The poverty rate is 12.6%.

Net-net, 12998 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
52/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 12998

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk62
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Essex County

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