ZIP 12998 Foreclosure, Tax-Lien & Distress Report
Essex County, New York · High Vacancy market
In Essex County, New York, ZIP 12998 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. The sharpest non-environmental signals are construction/permit lag (52/100), structural risk (49/100), institutional ownership (46/100). Structurally it carries 49/100, against 0/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (62/100).
The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Owners hold 100% of homes, renters 0%. About 17% have a four-year degree. Households earn a median $41,411 — below the roughly $78,000 national figure. The vacancy rate is 39.5% — elevated. DLRadar's demographic-stress index for the area reads 60/100. There are about 235 housing units across 12998. Population is roughly 334 with a median age of 46. 12.6% of residents fall below the poverty threshold.
Net-net, 12998 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 12998 at the moment; the composite and its components are still built from verifiable records.
The 12998 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 12998 stays directly comparable to neighboring ZIPs and the rest of Essex County, New York. Where the record is thin for 12998, the field stays empty rather than modeled, and fills in as new documents post.
The 23/100 figure for 12998 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 12998 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 12998
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 12998 Stress Report snapshot
The live 12998 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Essex County ZIP codes
Nearest ZIP codes to 12998
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Essex County, New York.
Open the complete 12998 acquisition file
Every distressed parcel in 12998 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology