ZIP 12997 Property Distress & Foreclosure Data

DLRadar grades ZIP 12997 (Essex County, New York) at a low 24/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (62/100). Property-level stress concentrates in construction/permit lag (65/100), structural risk (52/100), institutional ownership (45/100). mortgage stress (23/100) stay muted. Structural risk reads 52/100 against active distress of 7/100.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,280 residents call 12997 home, typically aged 44. A median home runs $322,600 here, or 3.4 times local income. There are about 865 housing units across 12997. Vacancy runs 35.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 29% of tenant households. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 83% owner-occupied to 17% rented. About 31% have a four-year degree. Households earn a median $80,568 — near the roughly $78,000 national figure. On demographic stress specifically, 12997 scores 28/100.

Taken together, 12997 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.