ZIP 12810 Property Distress & Foreclosure Data

In Warren County, New York, ZIP 12810 scores 10 of 100 for composite distress, a minimal level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (65/100)). Its standout signals are structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Structural risk reads 20/100 against active distress of 2/100.

The expansion-phase market in 12810 posted values that rose 11.2% over the year, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 488 with a median age of 52. Home values center near $155,500, an affordability ratio of 3.6× — accessible. Vacancy runs 29.8%, above the national norm and a classic distress-and-opportunity signal. There are about 307 housing units across 12810. Owners hold 97% of homes, renters 3%. 20.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 42/100. Educational attainment sits at 17% bachelor's-or-above. Rent burden reaches 100% of tenant households. Median household income is $51,500, below the U.S. median near $78,000.

On the whole, 12810 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.