ZIP 12836 Property Distress & Foreclosure Data

Warren County, New York's ZIP 12836 registers 10/100 composite distress, which DLRadar reads as minimal. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). The most distinctive pressure shows up in structural risk (21/100), mortgage stress (6/100), institutional ownership (4/100). By contrast, mortgage stress (6/100) and institutional ownership (4/100) register low. Structural risk reads 21/100 against active distress of 2/100.

The market reads expansion — home values rose 11.1% year on year, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 63.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $322,200 (4.3× income). Rent burden reaches 14% of tenant households. Around 33% of adults hold a bachelor's degree or higher. About 473 people live here, median age 62. There are about 756 housing units across 12836. 87% of housing is owner-occupied. The poverty rate is 10.8%. The demographic-stress sub-score lands at 32/100. At $81,875, median income runs near typical U.S. levels.

Net-net, 12836 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.