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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 12841 Foreclosure, Tax-Lien & Distress Report

Washington County, New York · High Vacancy market

DLRadar grades ZIP 12841 (Washington County, New York) at a low 16/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (66/100)). Its heaviest discrete signals: structural risk (37/100), construction/permit lag (28/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100). Structural exposure scores 37 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 9.1% year on year, at 56/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 81.8%, above the national norm and a classic distress-and-opportunity signal. 87 residents call 12841 home, typically aged 68. Median household income is $61,389, below the U.S. median near $78,000. A median home runs $1,055,100 here, or 16.8 times local income. There are about 380 housing units across 12841. The tenure split is 100% owner-occupied to 0% rented. Roughly 9.2% live below the poverty line. Educational attainment sits at 66% bachelor's-or-above. The demographic-stress sub-score lands at 51/100.

Net-net, 12841 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 12841 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 12841's 16/100 can be lined up against any neighbor in Washington County, New York or any ZIP coast to coast. 12841 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 16/100 for 12841 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 12841 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

16/100
Composite stress
37/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 12841

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk58
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 12841 by the numbers

The live 12841 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 12841 distress and acquisition report

Every distressed parcel in 12841 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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