ZIP 12854 Foreclosure, Tax-Lien & Distress Report
Washington County, New York · Distress market
In Washington County, New York, ZIP 12854 scores 17 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 39/100, against 0/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). The most distinctive pressure shows up in structural risk (39/100), construction/permit lag (35/100), institutional ownership (15/100). On the quiet end sit construction/permit lag (35/100) and institutional ownership (15/100).
Prices here sit in a expansion phase: values rose 9.1% over the trailing year, at 56/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The demographic-stress sub-score lands at 56/100. The ZIP holds roughly 30 housing units. Vacancy runs 0.0%. The tenure split is 100% owner-occupied to 0% rented. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 98 with a median age of 31. Educational attainment sits at 0% bachelor's-or-above.
Broadly, 12854 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 12854 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 12854 read uses the identical scoring model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 12854 stays directly comparable to neighboring ZIPs and the rest of Washington County, New York. 12854 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 17/100 figure for 12854 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 12854 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 12854
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
12854 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 12854, the same set carried on every parcel.
Neighbouring ZIPs in Washington County
Nearest ZIP codes to 12854
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Washington County, New York at ZIP, county and state level.
Open the complete 12854 acquisition file
Every distressed parcel in 12854 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology