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ZIP 12832 Foreclosure, Tax-Lien & Distress Report

Washington County, New York · High Vacancy market

Washington County, New York's ZIP 12832 registers 16/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100). Its standout signals are structural risk (37/100), construction/permit lag (28/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (9/100) stay muted. Structural risk reads 37/100 against active distress of 3/100.

The market reads expansion — home values rose 9.1% year on year, and 53% higher over three years, at 56/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 2,904 housing units across 12832. Vacancy runs 16.6%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $153,000 (2.3× income, relatively affordable). Rent burden reaches 51% of tenant households. Population is roughly 6,395 with a median age of 50. The demographic-stress sub-score lands at 29/100. Median household income is $66,415, below the U.S. median near $78,000. Around 19% of adults hold a bachelor's degree or higher. Owners hold 80% of homes, renters 20%. 11.3% of residents fall below the poverty threshold.

Taken together, 12832 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 12832 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 12832's 16/100 can be lined up against any neighbor in Washington County, New York or any ZIP coast to coast. Where the public record is thin for 12832, the field stays empty rather than modeled, and fills in as new documents post.

12832's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 12832 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

16/100
Composite stress
37/100
Structural risk
3/100
Distress activity

What is driving ZIP 12832’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk58
12832 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

12832 at a glance

A live read on 12832: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Washington County ZIPs near 12832

Related reports across Washington County, New York

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