ZIP 12821 Foreclosure, Tax-Lien & Distress Report
Washington County, New York · High Poverty market
Washington County, New York's ZIP 12821 registers 17/100 composite distress, which DLRadar reads as low. The split runs 39/100 structural to 0/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). Its standout signals are structural risk (39/100), construction/permit lag (35/100), institutional ownership (15/100). By contrast, construction/permit lag (35/100) and institutional ownership (15/100) register low.
The expansion-phase market in 12821 posted values that rose 9.1% over the year (phase confidence 56/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 2,228 people live here, median age 41. The tenure split is 52% owner-occupied to 48% rented. Households earn a median $32,344 — below the roughly $78,000 national figure. On demographic stress specifically, 12821 scores 42/100. The typical home is worth about $212,500 (6.5× income). 23.3% of residents fall below the poverty threshold. Vacancy runs 0.0%. The ZIP holds roughly 102 housing units. Around 3% of adults hold a bachelor's degree or higher. Rent burden reaches 13% of tenant households.
Taken together, 12821 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 12821 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 12821's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 12821 shows blanks, not estimates, wherever the record is sparse.
The 17/100 figure for 12821 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 12821 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 12821 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 12821 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Washington County
Nearest ZIP codes to 12821
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Washington County, New York
Related ZIP, county and statewide reads linked to Washington County, New York.
Unlock parcel-level detail for ZIP 12821
See who owns each distressed property in 12821, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology