ZIP 12821 Property Distress & Foreclosure Data

Composite property distress in 12821 (Washington County, New York) lands at 21/100 — low on DLRadar's public-record scoring. Structural risk reads 49/100 against active distress of 0/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100). The sharpest non-environmental signals are construction/permit lag (73/100), structural risk (49/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low.

The market reads expansion — home values rose 11.2% year on year, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,228 people live here, median age 41. 52% of housing is owner-occupied. At $32,344, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 42/100. The typical home is worth about $212,500 (6.5× income). The poverty rate is 23.3% — high, a tax-stress and distress correlate. Vacancy runs 0.0%. There are about 102 housing units across 12821. Around 3% of adults hold a bachelor's degree or higher. Rent burden reaches 13% of tenant households.

Net-net, 12821 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.