ZIP 05774 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 05774 (Rutland County, Vermont) lands at 27/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: construction/permit lag (63/100), structural risk (60/100), institutional ownership (54/100). mortgage stress (21/100) stay muted. Structural risk reads 60/100 against active distress of 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100), flood (NFIP) exposure (67/100).

The neutral-phase market in 05774 posted values that rose 4.4% over the year, and 16% higher over three years, at 29/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $73,000, near the U.S. median near $78,000. 13.0% of residents fall below the poverty threshold. Around 28% of adults hold a bachelor's degree or higher. About 997 people live here, median age 53. The ZIP holds roughly 914 housing units. The vacancy rate is 52.8% — elevated. On demographic stress specifically, 05774 scores 34/100. 85% of housing is owner-occupied. Around 57% of renters are cost-burdened. Home values center near $253,200, an affordability ratio of 2.9× — accessible.

On the whole, 05774 leans distressed, with opportunity clustered in specific stressed parcels. 05774 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 05774's 27/100 can be lined up against any neighbor in Rutland County, Vermont or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 05774 reflects the current record instead of a stale or modeled snapshot.

05774's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 05774 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.