ZIP 05774 Property Distress & Foreclosure Data

DLRadar grades ZIP 05774 (Rutland County, Vermont) at a low 22/100 for overall property distress. Property-level stress concentrates in structural risk (46/100), institutional ownership (45/100), construction/permit lag (40/100). By contrast, mortgage stress (21/100) register low. The latent-versus-live split is 46/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100).

The market reads peak — home values rose 4.8% year on year, and 16% higher over three years (phase confidence 44/100). Topping markets hide individual distress behind strong averages.

At $73,000, median income runs near typical U.S. levels. The poverty rate is 13.0%. Around 28% of adults hold a bachelor's degree or higher. About 997 people live here, median age 53. The ZIP holds roughly 914 housing units. The vacancy rate is 52.8% — elevated. The demographic-stress sub-score lands at 34/100. 85% of housing is owner-occupied. Around 57% of renters are cost-burdened. The typical home is worth about $253,200 (2.9× income, relatively affordable).

Net-net, 05774 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.