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ZIP 05777 Foreclosure, Tax-Lien & Distress Report

Rutland County, Vermont · Distress market

Scored on a fixed 0-100 scale, 05777 (Rutland County, Vermont) returns a low composite of 25/100. Climate and flood risk are elevated too — FEMA disaster exposure (68/100), flood (NFIP) exposure (63/100). Property-level stress concentrates in structural risk (57/100), construction/permit lag (56/100), institutional ownership (51/100). On the quiet end sit mortgage stress (21/100). Latent structural risk is 57/100 while live distress already moving reads 6/100.

Prices here sit in a neutral phase: values rose 4.4% over the trailing year, and 18% higher over three years, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $214,700, an affordability ratio of 3.2× — accessible. Around 45% of renters are cost-burdened. About 3,237 people live here, median age 48. Educational attainment sits at 37% bachelor's-or-above. The vacancy rate is 8.4%. On demographic stress specifically, 05777 scores 27/100. 80% of housing is owner-occupied. The poverty rate is 5.9% — low. The ZIP holds roughly 1,536 housing units. Median household income is $60,821, below the U.S. median near $78,000.

On balance 05777 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 05777 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 05777 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. 05777 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 for 05777 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 05777 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

25/100
Composite stress
57/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 05777

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk54
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 05777 distress snapshot

A live read on 05777: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 05777

Related ZIP, county and statewide reads linked to Rutland County, Vermont.

Unlock the full ZIP 05777 acquisition report

Open 05777 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.

Rules-based scoring — each signal ties to a public dataset · methodology

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