ZIP 05777 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 05777 (Rutland County, Vermont) returns a low composite of 27/100. Climate and flood risk are elevated too — FEMA disaster exposure (71/100), flood (NFIP) exposure (67/100). Property-level stress concentrates in construction/permit lag (63/100), structural risk (60/100), institutional ownership (54/100). On the quiet end sit mortgage stress (21/100). Latent structural risk is 60/100 while live distress already moving reads 6/100.

Prices here sit in a neutral phase: values rose 4.4% over the trailing year, and 18% higher over three years, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $214,700, an affordability ratio of 3.2× — accessible. Around 45% of renters are cost-burdened. About 3,237 people live here, median age 48. Educational attainment sits at 37% bachelor's-or-above. The vacancy rate is 8.4%. On demographic stress specifically, 05777 scores 27/100. 80% of housing is owner-occupied. The poverty rate is 5.9% — low. The ZIP holds roughly 1,536 housing units. Median household income is $60,821, below the U.S. median near $78,000.

On balance 05777 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 05777 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 05777 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 05777 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 for 05777 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 05777 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.