ZIP 05732 Foreclosure, Tax-Lien & Distress Report

Rutland County, Vermont's ZIP 05732 registers 27/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (63/100), structural risk (60/100), institutional ownership (54/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (71/100), flood (NFIP) exposure (67/100)). Latent structural risk is 60/100 while live distress already moving reads 6/100.

The neutral-phase market in 05732 posted values that rose 4.4% over the year (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 50/100. About 1,229 people live here, median age 52. Households earn a median $30,625 — below the roughly $78,000 national figure. Around 57% of renters are cost-burdened. About 32% have a four-year degree. Home values center near $257,800, an affordability ratio of 7.8× — stretched. 22.7% of residents fall below the poverty threshold. Vacancy runs 29.5%, above the national norm and a classic distress-and-opportunity signal. There are about 745 housing units across 05732. The tenure split is 63% owner-occupied to 37% rented.

On the whole, 05732 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 05732 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 05732's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 05732, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 05732 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. The point of the 05732 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.