ZIP 05742 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 05742 in Rutland County, Vermont comes in at 27, a low composite-distress reading. Latent structural risk is 60/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (71/100), flood (NFIP) exposure (67/100). What sets it apart are the readings on construction/permit lag (63/100), structural risk (60/100), institutional ownership (54/100). On the quiet end sit mortgage stress (21/100).

Prices here sit in a neutral phase: values rose 4.4% over the trailing year (phase confidence 29/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 785 people live here, median age 44. The typical home is worth about $243,800 (3.6× income, relatively affordable). 6.2% of residents fall below the poverty threshold. The ZIP holds roughly 383 housing units. Vacancy runs 31.8%, above the national norm and a classic distress-and-opportunity signal. Around 100% of renters are cost-burdened. The tenure split is 93% owner-occupied to 7% rented. At $76,250, median income runs near typical U.S. levels. On demographic stress specifically, 05742 scores 39/100. Educational attainment sits at 34% bachelor's-or-above.

On the whole, 05742 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 05742 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 05742 stays directly comparable to neighboring ZIPs and the rest of Rutland County, Vermont. The score is rebuilt from public data as it updates, so 05742 reflects the current record instead of a stale or modeled snapshot.

Behind 05742's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 05742 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.