ZIP 05149 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 05149 (Windsor County, Vermont) at a low 29/100 for overall property distress. The pressure is most legible in construction/permit lag (100/100), structural risk (64/100), institutional ownership (45/100). By contrast, mortgage stress (21/100) register low. The split runs 64/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100), climate & FEMA risk (65/100).

The neutral-phase market in 05149 posted values that rose 4.4% over the year, and 15% higher over three years (phase confidence 29/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $63,098, below the U.S. median near $78,000. The tenure split is 73% owner-occupied to 27% rented. The ZIP holds roughly 3,458 housing units. DLRadar's demographic-stress index for the area reads 37/100. Rent burden reaches 37% of tenant households. About 46% have a four-year degree. 2,171 residents call 05149 home, typically aged 52. The vacancy rate is 70.0% — elevated. 5.0% of residents fall below the poverty threshold. The typical home is worth about $365,300 (5.1× income).

Taken together, 05149 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 05149 at the moment; the composite and its components are still built from verifiable public records.

Whether 05149 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05149 can be compared directly against any other ZIP in Windsor County, Vermont or nationwide. 05149 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

05149's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 05149 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.