ZIP 05037 Foreclosure, Tax-Lien & Distress Report

ZIP code 05037 in Windsor County, Vermont carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in construction/permit lag (100/100), structural risk (63/100), institutional ownership (42/100). mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (68/100), climate & FEMA risk (65/100). Structural exposure scores 63 and live distress 6 on the 0–100 scale.

Prices here sit in a neutral phase: values rose 4.4% over the trailing year (phase confidence 29/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 20/100. The poverty rate is 2.4% — low. The vacancy rate is 39.7% — elevated. Educational attainment sits at 53% bachelor's-or-above. The ZIP holds roughly 621 housing units. 863 residents call 05037 home, typically aged 59. Median household income is $100,938, above the U.S. median near $78,000. 92% of housing is owner-occupied. Rent burden reaches 0% of tenant households. The typical home is worth about $388,100 (3.4× income, relatively affordable).

Net-net, 05037 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 05037 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 05037 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 05037 stays directly comparable to neighboring ZIPs and the rest of Windsor County, Vermont. Where the record is thin for 05037, the field stays empty rather than modeled, and fills in as new documents post.

05037's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 05037 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.