ZIP 05089 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 05089 (Windsor County, Vermont) lands at 29/100 — low on DLRadar's public-record scoring. Structurally it carries 64/100, against 6/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (100/100), structural risk (64/100), institutional ownership (45/100). On the quiet end sit mortgage stress (21/100). It additionally carries heavy environmental risk: FEMA disaster exposure (71/100), climate & FEMA risk (65/100).

Prices here sit in a neutral phase: values rose 4.4% over the trailing year, and 34% higher over three years, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 68% of homes, renters 32%. About 31% have a four-year degree. A median home runs $228,100 here, or 4.2 times local income. The vacancy rate is 11.3% — elevated. About 4,498 people live here, median age 49. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. There are about 2,473 housing units across 05089. Around 31% of renters are cost-burdened. Households earn a median $53,872 — below the roughly $78,000 national figure. On demographic stress specifically, 05089 scores 30/100.

Overall, 05089 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 05089 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 05089 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Windsor County, Vermont and the nation. 05089 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 29/100 figure for 05089 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 05089 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.