ZIP 05089 Property Distress & Foreclosure Data

In Windsor County, Vermont, ZIP 05089 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 64 and live distress 6 on the 0–100 scale. Its standout signals are construction/permit lag (100/100), structural risk (64/100), institutional ownership (44/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (71/100), climate & FEMA risk (65/100).

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 34% higher over three years, at 44/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 68% owner-occupied to 32% rented. About 31% have a four-year degree. A median home runs $228,100 here, or 4.2 times local income. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. 4,498 residents call 05089 home, typically aged 49. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. There are about 2,473 housing units across 05089. Rent burden reaches 31% of tenant households. Households earn a median $53,872 — below the roughly $78,000 national figure. On demographic stress specifically, 05089 scores 30/100.

Overall, 05089 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.