ZIP 03745 Foreclosure, Tax-Lien & Distress Report

Sullivan County, New Hampshire's ZIP 03745 registers 10/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 22/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (34/100), structural risk (22/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The peak-phase market in 03745 posted values that rose 4.3% over the year, and 69% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 9.0%. The poverty rate is 5.4% — low. Population is roughly 1,771 with a median age of 57. There are about 834 housing units across 03745. The tenure split is 95% owner-occupied to 5% rented. Around 41% of adults hold a bachelor's degree or higher. Median household income is $89,046, above the U.S. median near $78,000. The demographic-stress sub-score lands at 24/100. Around 42% of renters are cost-burdened. A median home runs $296,000 here, or 3.1 times local income.

Overall 03745 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 03745 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 03745 runs through one identical scoring model, so its 10/100 sits on the same scale as every other ZIP in Sullivan County, New Hampshire and the nation. Where the record is thin for 03745, the field stays empty rather than modeled, and fills in as new documents post.

Behind 03745's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 03745 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.