ZIP 03280 Foreclosure, Tax-Lien & Distress Report

Sullivan County, New Hampshire's ZIP 03280 registers 10/100 composite distress, which DLRadar reads as minimal. Structurally it carries 22/100, against 2/100 of stress already in motion. Property-level stress concentrates in construction/permit lag (32/100), structural risk (22/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 33% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,058 housing units across 03280. DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 55.4% — elevated. Population is roughly 1,188 with a median age of 55. Around 24% of renters are cost-burdened. Around 30% of adults hold a bachelor's degree or higher. The poverty rate is 6.9% — low. 90% of housing is owner-occupied. Median household income is $85,250, near the U.S. median near $78,000. A median home runs $355,200 here, or 3.4 times local income.

Taken together, 03280 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 03280 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 03280 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03280 can be compared directly against any other ZIP in Sullivan County, New Hampshire or nationwide. The score is rebuilt from public data as it updates, so 03280 reflects the current record instead of a stale or modeled snapshot.

The 10/100 for 03280 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 03280 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.