ZIP 03255 Property Distress & Foreclosure Data

Merrimack County, New Hampshire's ZIP 03255 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (81/100)). The latent-versus-live split is 45/100 structural and 1/100 already moving.

The expansion-phase market in 03255 posted values that rose 5.6% over the year, and 13% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $123,167, above the U.S. median near $78,000. Home values center near $465,000, an affordability ratio of 3.6× — accessible. Educational attainment sits at 59% bachelor's-or-above. Around 15% of renters are cost-burdened. The vacancy rate is 50.8% — elevated. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 1,521 housing units. Owners hold 89% of homes, renters 11%. 2.7% of residents fall below the poverty threshold. Population is roughly 1,957 with a median age of 48.

On the whole, 03255 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.