ZIP 03233 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 03233 (Merrimack County, New Hampshire) returns a minimal composite of 13/100. What sets it apart are the readings on structural risk (25/100), mortgage stress (3/100), institutional ownership (3/100). institutional ownership (3/100) and construction/permit lag (2/100) stay muted. On the structural side it scores 25/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (81/100)).

The market reads peak — home values rose 4.3% year on year (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

171 residents call 03233 home, typically aged 71. On demographic stress specifically, 03233 scores 17/100. Vacancy runs 28.5%, above the national norm and a classic distress-and-opportunity signal. There are about 149 housing units across 03233. Owners hold 100% of homes, renters 0%. 0.0% of residents fall below the poverty threshold. Home values center near $507,800, an affordability ratio of 3.4× — accessible. Median household income is $116,875, above the U.S. median near $78,000. About 85% have a four-year degree.

On the whole, 03233 leans distressed, with opportunity clustered in specific stressed parcels. 03233 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 03233 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 03233 stays directly comparable to neighboring ZIPs and the rest of Merrimack County, New Hampshire. Where the public record is thin for 03233, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 figure for 03233 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 03233 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.