ZIP 03233 Property Distress & Foreclosure Data

ZIP code 03233 in Merrimack County, New Hampshire carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. The latent-versus-live split is 45/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (81/100).

The market reads expansion — home values rose 5.6% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 171 people live here, median age 71. The demographic-stress sub-score lands at 17/100. The vacancy rate is 28.5% — elevated. The ZIP holds roughly 149 housing units. 100% of housing is owner-occupied. The poverty rate is 0.0% — low. The typical home is worth about $507,800 (3.4× income, relatively affordable). At $116,875, median income runs above typical U.S. levels. Around 85% of adults hold a bachelor's degree or higher.

Net-net, 03233 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.