ZIP 03235 Foreclosure, Tax-Lien & Distress Report
Merrimack County, New Hampshire · Distress market
ZIP 03235's composite property-distress score is 13/100 - DLRadar classes that as minimal for Merrimack County, New Hampshire. Its heaviest discrete signals: structural risk (25/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and construction/permit lag (2/100). Structural risk reads 25/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (81/100)).
Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 45% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 19% of adults hold a bachelor's degree or higher. 6.4% of residents fall below the poverty threshold. On demographic stress specifically, 03235 scores 29/100. The typical home is worth about $263,600 (3.5× income, relatively affordable). Median household income is $69,921, near the U.S. median near $78,000. About 8,843 people live here, median age 43. 63% of housing is owner-occupied. Vacancy runs 9.9%. Rent burden reaches 28% of tenant households. The ZIP holds roughly 4,042 housing units.
Overall, 03235 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 03235 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 03235 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Merrimack County, New Hampshire and the nation. 03235 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 03235's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 03235 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 03235
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 03235 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Merrimack County ZIPs near 03235
Keep exploring New Hampshire distress
Other reports tied to Merrimack County, New Hampshire — ZIP, county and statewide.
See every distressed parcel in 03235
The full 03235 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology