ZIP 03235 Property Distress & Foreclosure Data

DLRadar grades ZIP 03235 (Merrimack County, New Hampshire) at a low 20/100 for overall property distress. Property-level stress concentrates in construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 45/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (81/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 45% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 19% have a four-year degree. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 03235 scores 29/100. A median home runs $263,600 here, or 3.5 times local income. Households earn a median $69,921 — near the roughly $78,000 national figure. 8,843 residents call 03235 home, typically aged 43. The tenure split is 63% owner-occupied to 37% rented. The vacancy rate is 9.9%. Around 28% of renters are cost-burdened. The ZIP holds roughly 4,042 housing units.

Overall, 03235 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.