ZIP 03224 Foreclosure, Tax-Lien & Distress Report

Merrimack County, New Hampshire's ZIP 03224 registers 13/100 composite distress, which DLRadar reads as minimal. Leading the profile are structural risk (25/100), mortgage stress (3/100), institutional ownership (3/100). institutional ownership (3/100) and construction/permit lag (2/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (81/100). On the structural side it scores 25/100, with 1/100 of stress already active.

The peak-phase market in 03224 posted values that rose 4.3% over the year, and 18% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $117,500, above the U.S. median near $78,000. The tenure split is 92% owner-occupied to 8% rented. Around 77% of renters are cost-burdened. A median home runs $438,500 here, or 3.5 times local income. There are about 989 housing units across 03224. DLRadar's demographic-stress index for the area reads 30/100. Around 50% of adults hold a bachelor's degree or higher. The vacancy rate is 3.9%. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 2,458 with a median age of 46.

Overall 03224 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 03224's 13/100 can be lined up against any neighbor in Merrimack County, New Hampshire or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 03224 shows blanks, not estimates, wherever the record is sparse.

03224's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 03224 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.