ZIP 03231 Property Distress & Foreclosure Data

Composite property distress in 03231 (Merrimack County, New Hampshire) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (45/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (81/100)). On the structural side it scores 45/100, with 0/100 of stress already active.

The expansion-phase market in 03231 posted values that rose 5.6% over the year (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $604,800. DLRadar's demographic-stress index for the area reads 24/100. Population is roughly 80 with a median age of 60. Owners hold 91% of homes, renters 9%. 3.8% of residents fall below the poverty threshold. Median household income is $141,875, above the U.S. median near $78,000. Educational attainment sits at 15% bachelor's-or-above. The ZIP holds roughly 92 housing units. The vacancy rate is 27.7% — elevated.

On the whole, 03231 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.