ZIP 03260 Property Distress & Foreclosure Data

ZIP code 03260 in Merrimack County, New Hampshire carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). On the structural side it scores 45/100, with 1/100 of stress already active.

The market reads expansion — home values rose 5.6% year on year, and 39% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $116,375, median income runs above typical U.S. levels. The poverty rate is 2.9% — low. Around 0% of renters are cost-burdened. The ZIP holds roughly 431 housing units. The typical home is worth about $369,600 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 17/100. 96% of housing is owner-occupied. The vacancy rate is 21.1% — elevated. Around 43% of adults hold a bachelor's degree or higher. About 908 people live here, median age 52.

Net-net, 03260 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.