ZIP 03278 Property Distress & Foreclosure Data

Merrimack County, New Hampshire's ZIP 03278 registers 20/100 composite distress, which DLRadar reads as low. Structural exposure scores 45 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100).

The market reads expansion — home values rose 5.6% year on year, and 29% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,492 housing units across 03278. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 26% of tenant households. Around 42% of adults hold a bachelor's degree or higher. The typical home is worth about $356,900 (3.3× income, relatively affordable). The poverty rate is 7.2% — low. 76% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. About 3,024 people live here, median age 43. At $98,333, median income runs above typical U.S. levels.

Net-net, 03278 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.