ZIP 03304 Foreclosure, Tax-Lien & Distress Report
Merrimack County, New Hampshire · Distress market
Composite property distress in 03304 (Merrimack County, New Hampshire) lands at 13/100 — minimal on DLRadar's distress scoring. Structural exposure scores 27 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (81/100)). The most distinctive pressure shows up in structural risk (27/100), construction/permit lag (8/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.
The peak-phase market in 03304 posted values that rose 4.3% over the year, and 24% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 90% owner-occupied to 10% rented. Around 61% of adults hold a bachelor's degree or higher. A median home runs $506,500 here, or 2.8 times local income. Households earn a median $161,482 — above the roughly $78,000 national figure. The vacancy rate is 1.8%. The poverty rate is 2.2% — low. About 8,295 people live here, median age 41. DLRadar's demographic-stress index for the area reads 21/100. There are about 2,905 housing units across 03304. Rent burden reaches 40% of tenant households.
Broadly, 03304 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 03304 runs through one identical scoring model, so its 13/100 sits on the same scale as every other ZIP in Merrimack County, New Hampshire and the nation. Nothing here is interpolated — where a source is thin for 03304, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 03304 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. In workflow terms, 03304 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 03304’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
03304 at a glance
Current distress, phase, housing and lender-pressure figures for 03304, drawn from the same report attached to each property.
Nearby ZIPs in Merrimack County
Nearest ZIP codes to 03304
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 03304
Other reports tied to Merrimack County, New Hampshire — ZIP, county and statewide.
Open the complete 03304 acquisition file
Every distressed parcel in 03304 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology