ZIP 03304 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 03304 (Merrimack County, New Hampshire) lands at 13/100 — minimal on DLRadar's public-record scoring. Structural exposure scores 25 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (81/100)). The most distinctive pressure shows up in structural risk (25/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and construction/permit lag (2/100) register low.

The peak-phase market in 03304 posted values that rose 4.3% over the year, and 24% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 90% owner-occupied to 10% rented. Around 61% of adults hold a bachelor's degree or higher. A median home runs $506,500 here, or 2.8 times local income. Households earn a median $161,482 — above the roughly $78,000 national figure. The vacancy rate is 1.8%. The poverty rate is 2.2% — low. About 8,295 people live here, median age 41. DLRadar's demographic-stress index for the area reads 21/100. There are about 2,905 housing units across 03304. Rent burden reaches 40% of tenant households.

Broadly, 03304 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 03304 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Merrimack County, New Hampshire and the nation. Nothing here is interpolated — where a source is thin for 03304, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 03304 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. In workflow terms, 03304 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.