ZIP 03229 Property Distress & Foreclosure Data

ZIP code 03229 in Merrimack County, New Hampshire carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 45/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (81/100). What sets it apart are the readings on construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 29% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $506,100 here, or 3.4 times local income. Rent burden reaches 17% of tenant households. The tenure split is 87% owner-occupied to 13% rented. On demographic stress specifically, 03229 scores 22/100. 5,976 residents call 03229 home, typically aged 44. Households earn a median $130,216 — above the roughly $78,000 national figure. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. There are about 2,389 housing units across 03229. About 57% have a four-year degree. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas.

On balance, 03229 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.