ZIP 03229 Foreclosure, Tax-Lien & Distress Report
Merrimack County, New Hampshire · Distress market
On DLRadar's 0-100 distress scale, ZIP 03229 in Merrimack County, New Hampshire comes in at 13, a minimal composite-distress reading. Structural exposure scores 27 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). Property-level stress concentrates in structural risk (27/100), construction/permit lag (8/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).
The market reads peak — home values rose 4.3% year on year, and 29% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.
A median home runs $506,100 here, or 3.4 times local income. Rent burden reaches 17% of tenant households. Owners hold 87% of homes, renters 13%. On demographic stress specifically, 03229 scores 22/100. About 5,976 people live here, median age 44. At $130,216, median income runs above typical U.S. levels. The vacancy rate is 11.6% — elevated. The ZIP holds roughly 2,389 housing units. About 57% have a four-year degree. 6.0% of residents fall below the poverty threshold.
On balance, 03229 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 03229 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 03229 runs through one identical scoring model, so its 13/100 sits on the same scale as every other ZIP in Merrimack County, New Hampshire and the nation. The score is rebuilt from public data as it updates, so 03229 reflects the current record instead of a stale or modeled snapshot.
Each component behind 03229 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. The point of the 03229 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 03229
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 03229 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 03229, drawn from the same report attached to each property.
Other Merrimack County ZIP codes
Nearest ZIP codes to 03229
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Hampshire distress
Further distress data across Merrimack County, New Hampshire at ZIP, county and state level.
See every distressed parcel in 03229
The full 03229 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology