ZIP 03106 Foreclosure, Tax-Lien & Distress Report

Merrimack County, New Hampshire's ZIP 03106 registers 13/100 composite distress, which DLRadar reads as minimal. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). The most distinctive pressure shows up in structural risk (27/100), construction/permit lag (8/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). On the structural side it scores 27/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 28% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 14,923 with a median age of 41. There are about 5,696 housing units across 03106. Owners hold 78% of homes, renters 22%. Around 39% of adults hold a bachelor's degree or higher. The vacancy rate is 3.6%. Households earn a median $107,137 — above the roughly $78,000 national figure. The typical home is worth about $408,400 (3.5× income, relatively affordable). DLRadar's demographic-stress index for the area reads 24/100. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. Around 25% of renters are cost-burdened.

On balance, 03106 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 03106 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 03106's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 03106, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

03106's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 03106 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.