ZIP 03045 Property Distress & Foreclosure Data

In Hillsborough County, New Hampshire, ZIP 03045 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 60/100 against active distress of 2/100. Its standout signals are construction/permit lag (85/100), structural risk (60/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (91/100)).

The expansion-phase market in 03045 posted values that rose 5.4% over the year, and 23% higher over three years, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 14,013 with a median age of 46. Vacancy runs 3.3%. Median household income is $114,965, above the U.S. median near $78,000. 5.1% of residents fall below the poverty threshold. Owners hold 86% of homes, renters 14%. Rent burden reaches 33% of tenant households. Home values center near $384,600, an affordability ratio of 3.1× — accessible. There are about 5,670 housing units across 03045. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 39% bachelor's-or-above.

On balance 03045 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.