ZIP 03055 Foreclosure, Tax-Lien & Distress Report

In Hillsborough County, New Hampshire, ZIP 03055 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (57/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted. On the structural side it scores 57/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (91/100)).

The peak-phase market in 03055 posted values that rose 4.4% over the year, and 22% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 4.1% — low. 64% of housing is owner-occupied. At $94,514, median income runs above typical U.S. levels. Educational attainment sits at 34% bachelor's-or-above. Rent burden reaches 36% of tenant households. The ZIP holds roughly 6,596 housing units. About 16,258 people live here, median age 38. Home values center near $398,800, an affordability ratio of 3.9× — accessible. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 3.8%.

Net-net, 03055 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 03055 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 03055 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 03055 shows blanks, not estimates, wherever the record is sparse.

03055's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 03055 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.