ZIP 03076 Foreclosure, Tax-Lien & Distress Report

ZIP code 03076 in Hillsborough County, New Hampshire carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. The split runs 57/100 structural to 2/100 active on the ground. Property-level stress concentrates in construction/permit lag (75/100), structural risk (57/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (91/100)).

The peak-phase market in 03076 posted values that rose 4.4% over the year, and 23% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 14,333 with a median age of 43. The typical home is worth about $552,600 (3.8× income, relatively affordable). There are about 5,092 housing units across 03076. Median household income is $126,804, above the U.S. median near $78,000. Owners hold 88% of homes, renters 12%. The vacancy rate is 3.3%. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. Around 48% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. About 38% have a four-year degree.

On balance 03076 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 03076 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 03076's 25/100 can be lined up against any neighbor in Hillsborough County, New Hampshire or any ZIP coast to coast. 03076 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

03076's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 03076 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.