ZIP 01854 Foreclosure, Tax-Lien & Distress Report

Middlesex County, Massachusetts's ZIP 01854 registers 24/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (76/100)). The pressure is most legible in structural risk (53/100), construction/permit lag (35/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Structural exposure scores 53 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 2.9% year on year, and 20% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $412,000 here, or 5.1 times local income. At $70,397, median income runs near typical U.S. levels. About 28,808 people live here, median age 33. The demographic-stress sub-score lands at 39/100. 37% of housing is owner-occupied. Around 37% of renters are cost-burdened. Vacancy runs 5.3%. About 30% have a four-year degree. The ZIP holds roughly 11,140 housing units. The poverty rate is 17.6% — high, a tax-stress and distress correlate.

Net-net, 01854 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 01854 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 01854 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 01854 stays directly comparable to neighboring ZIPs and the rest of Middlesex County, Massachusetts. 01854 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 01854 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 01854 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.