ZIP 01854 Property Distress & Foreclosure Data

DLRadar grades ZIP 01854 (Middlesex County, Massachusetts) at a low 29/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (78/100)). Property-level stress concentrates in construction/permit lag (91/100), structural risk (67/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Structural risk reads 67/100 against active distress of 2/100.

The peak-phase market in 01854 posted values that rose 4.3% over the year, and 20% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $412,000, an affordability ratio of 5.1×. Median household income is $70,397, near the U.S. median near $78,000. Population is roughly 28,808 with a median age of 33. DLRadar's demographic-stress index for the area reads 39/100. Owners hold 37% of homes, renters 63%. Rent burden reaches 37% of tenant households. Vacancy runs 5.3%. Educational attainment sits at 30% bachelor's-or-above. There are about 11,140 housing units across 01854. 17.6% of residents fall below the poverty threshold.

On balance 01854 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.