ZIP 01851 Foreclosure, Tax-Lien & Distress Report

Middlesex County, Massachusetts's ZIP 01851 registers 25/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (56/100), construction/permit lag (47/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). The latent-versus-live split is 56/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (77/100)).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 20% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $87,962, above the U.S. median near $78,000. 16.6% of residents fall below the poverty threshold. Vacancy runs 3.7%. The ZIP holds roughly 11,853 housing units. A median home runs $467,000 here, or 4.9 times local income. About 32% have a four-year degree. On demographic stress specifically, 01851 scores 38/100. 32,308 residents call 01851 home, typically aged 36. Around 41% of renters are cost-burdened. The tenure split is 45% owner-occupied to 55% rented.

On balance 01851 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 01851 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 01851 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 01851 stays directly comparable to neighboring ZIPs and the rest of Middlesex County, Massachusetts. 01851 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 figure for 01851 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 01851 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.