ZIP 01863 Property Distress & Foreclosure Data

DLRadar grades ZIP 01863 (Middlesex County, Massachusetts) at a low 29/100 for overall property distress. Structural exposure scores 67 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (91/100), structural risk (67/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (78/100)).

The peak-phase market in 01863 posted values that rose 4.3% over the year, and 28% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $491,600, an affordability ratio of 3.5× — accessible. Owners hold 84% of homes, renters 16%. There are about 3,615 housing units across 01863. Median household income is $136,284, above the U.S. median near $78,000. Vacancy runs 1.3%. DLRadar's demographic-stress index for the area reads 24/100. 3.4% of residents fall below the poverty threshold. Rent burden reaches 36% of tenant households. Population is roughly 9,592 with a median age of 43. Educational attainment sits at 49% bachelor's-or-above.

On balance 01863 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.