ZIP 01863 Foreclosure, Tax-Lien & Distress Report

ZIP 01863's composite property-distress score is 24/100 - DLRadar classes that as low for Middlesex County, Massachusetts. Structural risk reads 53/100 against active distress of 2/100. The pressure is most legible in structural risk (53/100), construction/permit lag (35/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (76/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 28% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $491,600 (3.5× income, relatively affordable). 84% of housing is owner-occupied. There are about 3,615 housing units across 01863. Median household income is $136,284, above the U.S. median near $78,000. The vacancy rate is 1.3%. On demographic stress specifically, 01863 scores 24/100. The poverty rate is 3.4% — low. Rent burden reaches 36% of tenant households. 9,592 residents call 01863 home, typically aged 43. Around 49% of adults hold a bachelor's degree or higher.

Overall 01863 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 01863 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 01863's 24/100 can be lined up against any neighbor in Middlesex County, Massachusetts or any ZIP coast to coast. Where the record is thin for 01863, the field stays empty rather than modeled, and fills in as new documents post.

01863's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 01863 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.