ZIP 01876 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 01876 (Middlesex County, Massachusetts) returns a low composite of 25/100. The split runs 56/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (77/100). Property-level stress concentrates in structural risk (56/100), construction/permit lag (47/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 19% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 30,962 with a median age of 47. Home values center near $577,000, an affordability ratio of 4.3×. The tenure split is 85% owner-occupied to 15% rented. Vacancy runs 3.1%. Around 42% of renters are cost-burdened. At $126,795, median income runs above typical U.S. levels. The poverty rate is 2.9% — low. The ZIP holds roughly 11,800 housing units. Around 41% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100.

Overall, 01876 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 01876 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 01876's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 01876 reflects the current record instead of a stale or modeled snapshot.

The 25/100 figure for 01876 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 01876 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.