ZIP 01862 Foreclosure, Tax-Lien & Distress Report
Middlesex County, Massachusetts · Distress market
In Middlesex County, Massachusetts, ZIP 01862 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (76/100). Latent structural risk is 53/100 while live distress already moving reads 2/100. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (35/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 23% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $131,214 — above the roughly $78,000 national figure. The poverty rate is 5.8% — low. The ZIP holds roughly 4,376 housing units. Owners hold 71% of homes, renters 29%. Rent burden reaches 30% of tenant households. Educational attainment sits at 39% bachelor's-or-above. Vacancy runs 0.4%. About 11,703 people live here, median age 40. The demographic-stress sub-score lands at 27/100. A median home runs $586,200 here, or 3.8 times local income.
Overall 01862 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 01862 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 01862 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 01862 can be compared directly against any other ZIP in Middlesex County, Massachusetts or nationwide. 01862 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 01862 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 01862 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 01862
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
01862 at a glance
A live read on 01862: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Middlesex County ZIPs near 01862
Nearest ZIP codes to 01862
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Middlesex County, Massachusetts
Related ZIP, county and statewide reads linked to Middlesex County, Massachusetts.
Open the complete 01862 acquisition file
The full 01862 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology