ZIP 01862 Foreclosure, Tax-Lien & Distress Report
Middlesex County, Massachusetts · Distress market
In Middlesex County, Massachusetts, ZIP 01862 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (77/100). Latent structural risk is 56/100 while live distress already moving reads 2/100. The sharpest non-environmental signals are structural risk (56/100), construction/permit lag (47/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 23% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $131,214 — above the roughly $78,000 national figure. The poverty rate is 5.8% — low. The ZIP holds roughly 4,376 housing units. Owners hold 71% of homes, renters 29%. Rent burden reaches 30% of tenant households. Educational attainment sits at 39% bachelor's-or-above. Vacancy runs 0.4%. About 11,703 people live here, median age 40. The demographic-stress sub-score lands at 27/100. A median home runs $586,200 here, or 3.8 times local income.
Net-net, 01862 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 01862 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 01862 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 01862 can be compared directly against any other ZIP in Middlesex County, Massachusetts or nationwide. 01862 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 01862 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 01862 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 01862
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
01862 at a glance
A live read on 01862: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Middlesex County ZIPs near 01862
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Open the complete 01862 acquisition file
The full 01862 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology