Middlesex County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Middlesex County, Massachusetts? DLRadar grades every Middlesex County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Middlesex County breakdown.
- Middlesex County's most distressed ZIP is 01434 at 28/100.
- 83 ZIP codes tracked in Middlesex County, averaging 25/100 distress.
- Middlesex County reads peak — home values up 2.9% year over year.
- Vacancy runs 4.2% across Middlesex County's tracked ZIPs, with a 6.4% poverty rate.
- The typical Middlesex County home is worth about $833,313 against a ~$135,301 median income.
- Lending headwind in Middlesex County sits at 53/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 01434 | 28/100 |
| 2 | 01431 | 25/100 |
| 3 | 01432 | 25/100 |
| 4 | 01450 | 25/100 |
| 5 | 01460 | 25/100 |
| 6 | 01463 | 25/100 |
| 7 | 01464 | 25/100 |
| 8 | 01469 | 25/100 |
| 9 | 01474 | 25/100 |
| 10 | 01701 | 25/100 |
| 11 | 01702 | 25/100 |
| 12 | 01718 | 25/100 |
Most distressed ZIP codes in Middlesex County (composite distress 0-100, 2026)
What is driving Middlesex County distress
Nothing here is estimated: Middlesex County is scored from filings alone, and its ZIPs average 25/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Middlesex County market phase and pricing
Phase for Middlesex County: peak (+2.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.
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Questions about this county
Where is distress highest inside Middlesex County, MA?
ZIP 01434 leads Middlesex County at 28/100, recomputed monthly from public records.
What market phase is Middlesex County in?
The market phase for Middlesex County is peak, prices rising 2.9% on the year — derived from the FHFA House Price Index path.
How is the Middlesex County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 83 Middlesex County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Middlesex County ZIP codes?
One county number flattens a wide range. Across the Middlesex County ZIPs DLRadar ranks, scores run from 28/100 in 01434 down to 25/100 in 01718, against a Middlesex County average of 25/100. Because the gap runs to 3 points, Middlesex County rewards ZIP-level precision.
What do Middlesex County home values and vacancy say about distressed supply?
The typical Middlesex County home carries about $833,313 of value against a median household income near $135,301. Vacancy across Middlesex County's tracked ZIPs runs 4.2% and the poverty rate is 6.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Middlesex County's foreclosure and tax-lien filings and its 53/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.