Middlesex County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Middlesex County, MA distress report, 2026: 83 ZIPs scored in Middlesex, MA, Middlesex, MA average 24/100; the top Middlesex, MA ZIP is 01434 at 28/100; Middlesex, MA market phase peak, Middlesex, MA prices +2.9% year over year.
- Middlesex, MA ranks #3,162 nationally (opportunity index); Middlesex, MA #11 in Massachusetts; Middlesex, MA index 21.1.
- Middlesex, MA ninety-day mortgage delinquency 0.4% in December 2025; Middlesex, MA twelve-month change +0.1%.
- Middlesex, MA ZIP phases: 83 peak.
- Middlesex, MA residential listings tracked: 382 across 60 ZIPs; Middlesex, MA candidate listings 86.
- Middlesex, MA HUD assisted properties: 156 with 13,298 units.
- Middlesex, MA lenders on watch: 8; largest Middlesex, MA footprint Eastern Bank (33 branches).
- Middlesex, MA most distressed ZIP: 01434 at 28/100.
Middlesex, MA figures: DLRadar distress index; Middlesex, MA inputs: CFPB, FHFA, HUD, FDIC; Middlesex, MA rebuilt as sources refresh.
| Rank | Middlesex, MA ZIP | Score |
|---|---|---|
| 1 | 01434 | 28/100 |
| 2 | 01431 | 24/100 |
| 3 | 01432 | 24/100 |
| 4 | 01450 | 24/100 |
| 5 | 01460 | 24/100 |
| 6 | 01463 | 24/100 |
| 7 | 01464 | 24/100 |
| 8 | 01469 | 24/100 |
| 9 | 01474 | 24/100 |
| 10 | 01701 | 24/100 |
| 11 | 01702 | 24/100 |
| 12 | 01718 | 24/100 |
Most distressed Middlesex, MA ZIPs (0-100, 2026)
Mortgage delinquency in Middlesex, MA
0.4% of Middlesex, MA mortgages were ninety-plus days late (Middlesex, MA, December 2025); Middlesex, MA thirty-to-eighty-nine days late: 0.8%; Middlesex, MA twelve-month change +0.1%; Middlesex, MA peak since 2008: 3.0% (February 2010); Massachusetts overall 0.6%. Middlesex, MA ninety-day series: Dec 24 0.3, Jan 25 0.3, Feb 25 0.3 (Middlesex, MA), Mar 25 0.2, Apr 25 0.2, May 25 0.2 (Middlesex, MA), Jun 25 0.3, Jul 25 0.3, Aug 25 0.2 (Middlesex, MA), Sep 25 0.2, Oct 25 0.3, Nov 25 0.4 (Middlesex, MA), Dec 25 0.4.
Opportunity index: Middlesex, MA
Middlesex, MA index 21.1, Middlesex, MA phase weak; Middlesex, MA primary driver bank institutional, Middlesex, MA second driver construction. Middlesex, MA components: property stress 10.0, foreclosure pressure 8.7, listing discounts 14.6, bank stress 62.5, insurance 0.0; Middlesex, MA pulse 24.7; Middlesex, MA capital opportunity 15.7; Middlesex, MA seven-day change +0.3%.
ZIP market phases inside Middlesex, MA
83 Middlesex, MA ZIPs carry a price-cycle phase; Middlesex, MA ZIPs by phase (Middlesex, MA), deepest drawdown first: peak, +2.9% YoY (Middlesex, MA): 01431, 01432, 01450, 01460, Middlesex, MA 01463, 01464, 01469, 01474, Middlesex, MA 01701, 01702, 01718, 01719, Middlesex, MA 01720, 01721, 01730; peak, +2.5% YoY (Middlesex, MA): 01434.
Residential listings by Middlesex, MA ZIP
Middlesex, MA ZIPs with the most tracked Middlesex, MA residential listings: 01760 64 listings, 13 candidates, bank pressure 67; 02474 39 listings, 5 candidates, bank pressure 67; 02421 33 listings, 2 candidates, bank pressure 67; 02476 24 listings, 5 candidates, bank pressure 67 (Middlesex, MA); 02420 22 listings, 5 candidates, bank pressure 67; 02139 16 listings, 5 candidates, bank pressure 67; 02138 15 listings, 5 candidates, bank pressure 67; 02465 12 listings, 0 candidates, bank pressure 67. Middlesex, MA totals: 382 listings; Middlesex, MA candidates 86; active ZIPs 58.
HUD assisted housing in Middlesex, MA
156 assisted properties with 13,298 units sit in Middlesex, MA; largest Middlesex, MA properties: Clarendon Hill Towers (Somerville) 501 units, 347 assisted; Mystic Place (Medford) 465 units; Westminster Village Arms (Lowell) 431 units, 400 assisted in Middlesex, MA; 808 Memorial Drive (Cambridge) 300 units; Pelham Beaver Apartments (Framingham) 286 units; Malden Gardens Apartments (Malden) 280 units.
Lenders with branches in Middlesex, MA
Middlesex, MA lenders by branch count: Eastern Bank (Middlesex, MA): stress 57, 33 branches low in Middlesex, MA; Rockland Trust Co (Middlesex, MA): stress 43, 29 branches low in Middlesex, MA; Middlesex Savings Bank (Middlesex, MA): stress 65, 22 branches low in Middlesex, MA; Cambridge Savings Bank (Middlesex, MA): stress 83, 19 branches low in Middlesex, MA; Northern Bank&Trust Co (Middlesex, MA): stress 38, 14 branches low in Middlesex, MA; Lowell Five Cent Sb (Middlesex, MA): stress 67, 12 branches low in Middlesex, MA; Salem Five Cents Sb (Middlesex, MA): stress 66, 12 branches low in Middlesex, MA; Beacon Bank&Trust (Middlesex, MA): stress 64, 12 branches low in Middlesex, MA.
Vacancy and permits, Middlesex, MA
30,052 of 664,267 Middlesex, MA housing units are vacant; Middlesex, MA permits, twelve months: 1,949 multifamily units in Middlesex, MA, 927 one-to-four unit units.
Work Middlesex, MA at the parcel level
Every Middlesex, MA parcel carries owner and address; every Middlesex, MA parcel carries APN; Middlesex, MA distress scores sit on the Middlesex, MA live board.
Middlesex, MA figures refresh with each source.
Middlesex, MA questions
Most distressed ZIP code in Middlesex County, MA?
ZIP 01434 leads Middlesex, MA at 28/100; next in Middlesex, MA: 01431 at 24/100; the Middlesex, MA average is 24/100.
Where does Middlesex County, MA rank for investment opportunity?
Middlesex, MA is #3,162 among all ranked counties, #11 in Massachusetts; the Middlesex, MA driver is bank institutional; Middlesex, MA moved down 100 places.
How many mortgages are delinquent in Middlesex County, MA?
0.4% of Middlesex, MA mortgages were ninety-plus days late in December 2025; the Middlesex, MA peak since 2008 was 3.0%.
Which banks lend in Middlesex County, MA?
8 watched lenders hold Middlesex, MA branches; the largest Middlesex, MA footprints are Eastern Bank (33), Rockland Trust Co (29), Middlesex Savings Bank (22).
More on Middlesex, MA
Middlesex County, MA distress report: public-record figures for Middlesex, MA; not legal advice for Middlesex, MA; not tax or investment advice; verify every Middlesex, MA record before acting.