ZIP 03049 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 03049 (Hillsborough County, New Hampshire) at a low 24/100 for overall property distress. Structurally it carries 54/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (91/100)). What sets it apart are the readings on construction/permit lag (63/100), structural risk (54/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 21% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $675,900 here, or 4.0 times local income. On demographic stress specifically, 03049 scores 21/100. Population is roughly 8,530 with a median age of 48. There are about 3,409 housing units across 03049. The vacancy rate is 0.9%. Educational attainment sits at 52% bachelor's-or-above. Rent burden reaches 14% of tenant households. The poverty rate is 2.1% — low. The tenure split is 90% owner-occupied to 10% rented. Households earn a median $156,140 — above the roughly $78,000 national figure.

On balance, 03049 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 03049 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03049 can be compared directly against any other ZIP in Hillsborough County, New Hampshire or nationwide. Sparse data for 03049 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 03049 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Treat 03049 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.