ZIP 03052 Foreclosure, Tax-Lien & Distress Report

ZIP code 03052 in Hillsborough County, New Hampshire carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. Structural exposure scores 54 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). Leading the profile are construction/permit lag (63/100), structural risk (54/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100).

The peak-phase market in 03052 posted values that rose 4.4% over the year, and 20% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

8,495 residents call 03052 home, typically aged 43. Rent burden reaches 70% of tenant households. Owners hold 84% of homes, renters 16%. On demographic stress specifically, 03052 scores 28/100. A median home runs $485,000 here, or 2.9 times local income. The vacancy rate is 1.6%. At $155,881, median income runs above typical U.S. levels. The ZIP holds roughly 3,070 housing units. Roughly 1.3% live below the poverty line, a low share typical of higher-equity areas. About 45% have a four-year degree.

On balance, 03052 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 03052 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 03052 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 03052, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 03052 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 03052 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.