ZIP 03054 Foreclosure, Tax-Lien & Distress Report

Hillsborough County, New Hampshire's ZIP 03054 registers 25/100 composite distress, which DLRadar reads as low. On the structural side it scores 57/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). What sets it apart are the readings on construction/permit lag (75/100), structural risk (57/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 4.4% year on year, and 21% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 89% of homes, renters 11%. About 49% have a four-year degree. About 27,604 people live here, median age 42. On demographic stress specifically, 03054 scores 21/100. Home values center near $458,700, an affordability ratio of 3.1× — accessible. 3.4% of residents fall below the poverty threshold. The vacancy rate is 1.9%. Around 27% of renters are cost-burdened. There are about 11,151 housing units across 03054. At $128,897, median income runs above typical U.S. levels.

On balance 03054 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 03054 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 03054 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Hillsborough County, New Hampshire and the nation. Nothing here is interpolated — where a source is thin for 03054, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

03054's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 03054 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.