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ZIP 03070 Foreclosure, Tax-Lien & Distress Report

Hillsborough County, New Hampshire · Distress market

Scored purely from public records, 03070 (Hillsborough County, New Hampshire) returns a low composite of 25/100. Climate and flood risk are elevated too — climate & FEMA risk (91/100). Property-level stress concentrates in construction/permit lag (75/100), structural risk (57/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low. The latent-versus-live split is 57/100 structural and 2/100 already moving.

The peak-phase market in 03070 posted values that rose 4.4% over the year, and 27% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 6,143 people live here, median age 40. The vacancy rate is 4.4%. At $151,296, median income runs above typical U.S. levels. The ZIP holds roughly 2,124 housing units. 90% of housing is owner-occupied. 5.8% of residents fall below the poverty threshold. The typical home is worth about $480,300 (2.9× income, relatively affordable). Educational attainment sits at 43% bachelor's-or-above. Rent burden reaches 16% of tenant households. On demographic stress specifically, 03070 scores 20/100.

Overall, 03070 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 03070 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 03070 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Hillsborough County, New Hampshire and the nation. Where the public record is thin for 03070, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 figure for 03070 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 03070 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
57/100
Structural risk
2/100
Distress activity

ZIP 03070 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk91
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 03070 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 03070, the same set carried on every parcel.

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