ZIP 03057 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 03057 (Hillsborough County, New Hampshire) returns a low composite of 24/100. Its standout signals are construction/permit lag (63/100), structural risk (54/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low. On the structural side it scores 54/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (91/100).

The peak-phase market in 03057 posted values that rose 4.4% over the year, and 20% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $160,250, median income runs above typical U.S. levels. The poverty rate is 5.6% — low. Vacancy runs 8.4%. The ZIP holds roughly 953 housing units. The demographic-stress sub-score lands at 24/100. Home values center near $518,400, an affordability ratio of 3.0× — accessible. Around 41% of renters are cost-burdened. 93% of housing is owner-occupied. Educational attainment sits at 50% bachelor's-or-above. About 2,630 people live here, median age 44.

Overall 03057 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 03057 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 03057 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Hillsborough County, New Hampshire and the nation. 03057 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 03057 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. In workflow terms, 03057 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.