ZIP 03086 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 03086 in Hillsborough County, New Hampshire comes in at 25, a low composite-distress reading. Leading the profile are construction/permit lag (75/100), structural risk (57/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). Structural risk reads 57/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (91/100)).

The peak-phase market in 03086 posted values that rose 4.4% over the year, and 22% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $381,600 (3.1× income, relatively affordable). Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. At $117,732, median income runs above typical U.S. levels. There are about 1,987 housing units across 03086. Rent burden reaches 55% of tenant households. About 42% have a four-year degree. The tenure split is 76% owner-occupied to 24% rented. 4,183 residents call 03086 home, typically aged 45. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 6.5%.

Net-net, 03086 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 03086's 25/100 can be lined up against any neighbor in Hillsborough County, New Hampshire or any ZIP coast to coast. Where the public record is thin for 03086, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 figure for 03086 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 03086 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.