ZIP 03086 Foreclosure, Tax-Lien & Distress Report
Hillsborough County, New Hampshire · Distress market
On DLRadar's 0-100 distress scale, ZIP 03086 in Hillsborough County, New Hampshire comes in at 24, a low composite-distress reading. Leading the profile are construction/permit lag (63/100), structural risk (54/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). Structural risk reads 54/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (91/100)).
The peak-phase market in 03086 posted values that rose 4.4% over the year, and 22% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The typical home is worth about $381,600 (3.1× income, relatively affordable). Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. At $117,732, median income runs above typical U.S. levels. There are about 1,987 housing units across 03086. Rent burden reaches 55% of tenant households. About 42% have a four-year degree. The tenure split is 76% owner-occupied to 24% rented. 4,183 residents call 03086 home, typically aged 45. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 6.5%.
Overall 03086 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 03086's 24/100 can be lined up against any neighbor in Hillsborough County, New Hampshire or any ZIP coast to coast. Where the record is thin for 03086, the field stays empty rather than modeled, and fills in as new documents post.
The 24/100 figure for 03086 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 03086 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 03086
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 03086 distress snapshot
A live read on 03086: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Hillsborough County ZIP reports
Nearest ZIP codes to 03086
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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Get the full acquisition report for 03086
See who owns each distressed property in 03086, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology