ZIP 03086 Property Distress & Foreclosure Data

In Hillsborough County, New Hampshire, ZIP 03086 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (85/100), structural risk (60/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. The latent-versus-live split is 60/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100).

The market reads expansion — home values rose 5.4% year on year, and 22% higher over three years (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $381,600 (3.1× income, relatively affordable). The poverty rate is 3.4% — low. At $117,732, median income runs above typical U.S. levels. The ZIP holds roughly 1,987 housing units. Around 55% of renters are cost-burdened. Around 42% of adults hold a bachelor's degree or higher. 76% of housing is owner-occupied. About 4,183 people live here, median age 45. The demographic-stress sub-score lands at 28/100. The vacancy rate is 6.5%.

Net-net, 03086 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.