ZIP 03031 Property Distress & Foreclosure Data

In Hillsborough County, New Hampshire, ZIP 03031 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (85/100), structural risk (60/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. The latent-versus-live split is 60/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (91/100).

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 24% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $155,125 — above the roughly $78,000 national figure. Around 33% of renters are cost-burdened. The vacancy rate is 0.4%. About 64% have a four-year degree. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 91% owner-occupied to 9% rented. The ZIP holds roughly 4,578 housing units. On demographic stress specifically, 03031 scores 21/100. A median home runs $537,300 here, or 3.2 times local income. 11,873 residents call 03031 home, typically aged 46.

Overall, 03031 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

26/100
Composite stress
60/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 03031

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Hillsborough County

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