ZIP 03221 Property Distress & Foreclosure Data

DLRadar grades ZIP 03221 (Merrimack County, New Hampshire) at a low 20/100 for overall property distress. Structural risk reads 45/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100).

The market reads expansion — home values rose 5.6% year on year, and 27% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,245 housing units across 03221. The typical home is worth about $325,400 (3.3× income, relatively affordable). Vacancy runs 27.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 7.8%. Rent burden reaches 33% of tenant households. The demographic-stress sub-score lands at 27/100. 89% of housing is owner-occupied. Around 37% of adults hold a bachelor's degree or higher. About 2,210 people live here, median age 47. At $92,083, median income runs above typical U.S. levels.

Net-net, 03221 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.