ZIP 03216 Property Distress & Foreclosure Data

In Merrimack County, New Hampshire, ZIP 03216 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 45 and live distress 1 on the 0–100 scale. Its standout signals are construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (81/100)).

The expansion-phase market in 03216 posted values that rose 5.6% over the year, and 24% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 2,105 with a median age of 47. Owners hold 89% of homes, renters 11%. 10.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $358,800, an affordability ratio of 3.8× — accessible. Educational attainment sits at 32% bachelor's-or-above. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. There are about 988 housing units across 03216. Rent burden reaches 49% of tenant households. Median household income is $86,875, near the U.S. median near $78,000.

On the whole, 03216 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.