ZIP 03216 Foreclosure, Tax-Lien & Distress Report

ZIP 03216's composite property-distress score is 13/100 - DLRadar classes that as minimal for Merrimack County, New Hampshire. Latent structural risk is 25/100 while live distress already moving reads 1/100. The pressure is most legible in structural risk (25/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and construction/permit lag (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100).

The peak-phase market in 03216 posted values that rose 4.3% over the year, and 24% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

2,105 residents call 03216 home, typically aged 47. 89% of housing is owner-occupied. Roughly 10.1% live below the poverty line. DLRadar's demographic-stress index for the area reads 31/100. The typical home is worth about $358,800 (3.8× income, relatively affordable). Educational attainment sits at 32% bachelor's-or-above. The vacancy rate is 14.2% — elevated. The ZIP holds roughly 988 housing units. Rent burden reaches 49% of tenant households. Median household income is $86,875, near the U.S. median near $78,000.

Taken together, 03216 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 03216 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 03216 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Merrimack County, New Hampshire and the nation. Nothing here is interpolated — where a source is thin for 03216, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 13/100 figure for 03216 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 03216 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.