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ZIP 03287 Foreclosure, Tax-Lien & Distress Report

Merrimack County, New Hampshire · Distress market

Composite property distress in 03287 (Merrimack County, New Hampshire) lands at 13/100 — minimal on DLRadar's public-record scoring. The split runs 25/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in structural risk (25/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and construction/permit lag (2/100). It additionally carries heavy environmental risk: climate & FEMA risk (81/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 21% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Population is roughly 1,424 with a median age of 53. A median home runs $399,600 here, or 3.2 times local income. The tenure split is 84% owner-occupied to 16% rented. Rent burden reaches 37% of tenant households. The vacancy rate is 9.5%. 2.0% of residents fall below the poverty threshold. There are about 714 housing units across 03287. About 61% have a four-year degree. Median household income is $115,469, above the U.S. median near $78,000. The demographic-stress sub-score lands at 23/100.

Overall 03287 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 03287 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 03287 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 03287 shows blanks, not estimates, wherever the record is sparse.

The 13/100 for 03287 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 03287 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

13/100
Composite stress
25/100
Structural risk
1/100
Distress activity

What is driving ZIP 03287’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk81
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 03287 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 03287, drawn from the same report attached to each property.

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Merrimack County ZIPs near 03287

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Other reports tied to Merrimack County, New Hampshire — ZIP, county and statewide.

Unlock parcel-level detail for ZIP 03287

Every distressed parcel in 03287 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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