ZIP 03287 Foreclosure, Tax-Lien & Distress Report
Merrimack County, New Hampshire · Distress market
Composite property distress in 03287 (Merrimack County, New Hampshire) lands at 13/100 — minimal on DLRadar's distress scoring. The split runs 27/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in structural risk (27/100), construction/permit lag (8/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (81/100).
Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 21% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.
Population is roughly 1,424 with a median age of 53. A median home runs $399,600 here, or 3.2 times local income. The tenure split is 84% owner-occupied to 16% rented. Rent burden reaches 37% of tenant households. The vacancy rate is 9.5%. 2.0% of residents fall below the poverty threshold. There are about 714 housing units across 03287. About 61% have a four-year degree. Median household income is $115,469, above the U.S. median near $78,000. The demographic-stress sub-score lands at 23/100.
Overall 03287 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 03287 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 03287 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 03287 shows blanks, not estimates, wherever the record is sparse.
The 13/100 for 03287 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 03287 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 03287’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 03287 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 03287, drawn from the same report attached to each property.
Merrimack County ZIPs near 03287
Nearest ZIP codes to 03287
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Merrimack County, New Hampshire — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 03287
Every distressed parcel in 03287 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology