ZIP 03287 Property Distress & Foreclosure Data

Merrimack County, New Hampshire's ZIP 03287 registers 20/100 composite distress, which DLRadar reads as low. Structural risk reads 45/100 against active distress of 1/100. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (45/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100).

The market reads expansion — home values rose 5.6% year on year, and 21% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,424 people live here, median age 53. The typical home is worth about $399,600 (3.2× income, relatively affordable). 84% of housing is owner-occupied. Rent burden reaches 37% of tenant households. Vacancy runs 9.5%. The poverty rate is 2.0% — low. There are about 714 housing units across 03287. Around 61% of adults hold a bachelor's degree or higher. At $115,469, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 23/100.

Overall 03287 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.