ZIP 03284 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 03284 (Sullivan County, New Hampshire) returns a minimal composite of 10/100. Structural exposure scores 22 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (32/100), structural risk (22/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low.

The peak-phase market in 03284 posted values that rose 4.3% over the year (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $111,563, above the U.S. median near $78,000. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas. Around 15% of renters are cost-burdened. Around 45% of adults hold a bachelor's degree or higher. 89% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. There are about 459 housing units across 03284. 854 residents call 03284 home, typically aged 50. A median home runs $364,400 here, or 2.8 times local income. The vacancy rate is 49.5% — elevated.

Net-net, 03284 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 03284 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 03284 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 10/100 composite is a like-for-like number rather than an isolated estimate. 03284 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 03284 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. Treat 03284 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.