ZIP 03748 Foreclosure, Tax-Lien & Distress Report

In Grafton County, New Hampshire, ZIP 03748 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Latent structural risk is 66/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), FEMA disaster exposure (80/100), flood (NFIP) exposure (68/100). The sharpest non-environmental signals are structural risk (66/100), construction/permit lag (55/100), institutional ownership (51/100). mortgage stress (24/100) stay muted.

The market reads peak — home values rose 4.3% year on year, and 34% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 4,568 with a median age of 55. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $388,500 (3.5× income, relatively affordable). The ZIP holds roughly 2,670 housing units. Rent burden reaches 11% of tenant households. Educational attainment sits at 46% bachelor's-or-above. 13.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 24/100. 83% of housing is owner-occupied. Median household income is $96,335, above the U.S. median near $78,000.

On the whole, 03748 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 03748 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 03748 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 03748 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 30/100 for 03748 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 03748 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.