ZIP 03215 Property Distress & Foreclosure Data

ZIP code 03215 in Grafton County, New Hampshire carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 72/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (72/100), construction/permit lag (71/100), institutional ownership (55/100). By contrast, mortgage stress (25/100) register low.

The market reads expansion — home values rose 5.6% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $103,333, median income runs above typical U.S. levels. Around 46% of renters are cost-burdened. The poverty rate is 8.2%. Around 70% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. The ZIP holds roughly 1,084 housing units. About 269 people live here, median age 57. The typical home is worth about $562,500 (3.6× income, relatively affordable). The vacancy rate is 89.3% — elevated.

Net-net, 03215 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.